Last Updated: August 28, 2026
Welcome to Change Funding Group (“Change Funding Group,” “we,” “us,” or “our”). These Terms of Service govern your access to and use of our website and online services. By accessing or using our website or services, you agree to be bound by these Terms of Service.
1. Acceptance of Terms
By accessing or using the Change Funding Group website, you acknowledge that you have read, understood, and agree to these Terms of Service. If you do not agree with these terms, please discontinue use of the website and services.
2. Eligibility
Our online services are intended for businesses located within the United States. You must be at least 18 years old to use our website or submit an application for our services.
By using our website, you represent and warrant that you meet these eligibility requirements and that all information you provide is accurate and complete.
3. Our Services
Change Funding Group provides information and services relating to business financing and funding products. Information presented on our website is provided for general informational purposes and does not constitute a guarantee that you will qualify for, receive, or be approved for any particular financing product.
All financing decisions are subject to applicable eligibility requirements, underwriting criteria, documentation, and the terms offered by the applicable financing provider or financial institution.
4. Applications and Information
When you submit an application or request for services, you agree to provide accurate, current, and complete information.
You authorize us and our applicable service providers, partners, and financing institutions to use the information you provide as reasonably necessary to evaluate applications, verify information, perform due diligence, provide requested services, and comply with applicable laws.
Providing false, misleading, incomplete, or fraudulent information may result in rejection of an application or termination of access to our services.
5. No Guarantee of Financing
Submission of an application does not guarantee approval, funding, financing terms, or any particular amount or rate.
Financing availability, terms, rates, fees, and approval decisions may vary based on eligibility, creditworthiness, financial information, business circumstances, lender requirements, and other applicable factors.
6. Website Use
You agree to use our website only for lawful purposes and in accordance with these Terms of Service.
You may not:
- Use the website for fraudulent or unlawful purposes.
- Attempt to gain unauthorized access to our systems or accounts.
- Interfere with or disrupt the operation or security of the website.
- Submit information that is knowingly false, misleading, or fraudulent.
- Copy, reproduce, distribute, or exploit website content without authorization.
- Use automated systems to access the website in a manner that could impair its operation.
7. Intellectual Property
All content on the website, including text, graphics, logos, designs, images, software, and other materials, is owned by or licensed to Change Funding Group unless otherwise stated.
You may not reproduce, modify, distribute, publish, display, or commercially exploit our content without our prior written permission.
8. Third-Party Services and Links
Our website may contain links to or integrations with third-party websites, services, financial institutions, technology providers, or other third parties.
We do not control third-party websites or services and are not responsible for their content, availability, policies, security, or practices. Your use of third-party services is subject to the applicable third party’s terms and policies.
9. Privacy
Your use of our website and services is also governed by our Privacy Policy, which describes how we collect, use, disclose, and protect information.
By using our website or submitting information to us, you acknowledge that you have reviewed our Privacy Policy.
10. Disclaimers
To the fullest extent permitted by applicable law, the website and its content are provided on an “as is” and “as available” basis.
We do not guarantee that the website will always be available, uninterrupted, error-free, secure, or free from viruses or other harmful components.
Information on the website may change without notice and should not be relied upon as a guarantee of financing approval, funding availability, or specific financing terms.
11. Limitation of Liability
To the fullest extent permitted by applicable law, Change Funding Group and its affiliates, officers, employees, agents, partners, and service providers will not be liable for indirect, incidental, consequential, special, or punitive damages arising out of or relating to your use of, or inability to use, the website or services.
Nothing in these Terms of Service excludes or limits liability to the extent that such liability cannot legally be excluded or limited under applicable law.
12. Indemnification
You agree to indemnify and hold harmless Change Funding Group and its affiliates, officers, employees, agents, partners, and service providers from claims, liabilities, damages, losses, costs, and expenses arising out of your violation of these Terms of Service, your unlawful use of the website, or your submission of inaccurate or fraudulent information.
13. Changes to These Terms
We may modify or update these Terms of Service from time to time. Changes become effective when posted on this page unless otherwise stated.
Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms of Service.
14. Termination
We reserve the right to suspend or terminate access to our website or services at any time, with or without notice, when reasonably necessary to protect our business, users, systems, or legal interests, or when these Terms of Service have been violated.
15. Governing Law
These Terms of Service shall be governed by and interpreted in accordance with the applicable laws of the jurisdiction in which Change Funding Group operates, without regard to conflict-of-law principles.
Any dispute arising from or relating to these Terms of Service or your use of the website shall be subject to the jurisdiction of the appropriate courts having authority over the matter.
16. Severability
If any provision of these Terms of Service is determined to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
17. Entire Agreement
These Terms of Service, together with our Privacy Policy and any other policies or agreements expressly incorporated by reference, constitute the entire agreement between you and Change Funding Group regarding your use of the website and services.
18. Contact Us
If you have questions regarding these Terms of Service, please contact us:
Change Funding Group
Phone: +1 (646) 712-9995