Last Updated: August 18, 2026
At Change Funding Group (“Change Funding Group,” “we,” “us,” or “our“), your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website, /, use our online services, or apply for or obtain any products or services we offer.
Please read this Privacy Policy carefully to understand our practices regarding your information. By accessing or using our website or services, you agree to the terms outlined in this Privacy Policy. If you do not agree with our practices, please discontinue use of our website and services.
We may update this Privacy Policy from time to time. Any changes will become effective when posted on this page. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.
General Principles
- Our online services are intended for businesses located within the United States.
- Our website and services are not intended for individuals under the age of 18.
- We do not knowingly collect personal information from anyone under 18 years old. If we become aware that we have collected such information, we will promptly delete it.
- If you obtain financial products or services through Change Funding Group, your information will be collected, used, and shared in accordance with this Privacy Policy and applicable laws.
Information We Collect
We may collect information directly from you, automatically through your use of our website, and from trusted third-party sources.
Personal Information
Depending on the services you request, we may collect information including but not limited to:
- Full name
- Business name
- Email address
- Mailing address
- Telephone number(s)
- Username and password
- Account numbers
- Tax Identification Number (TIN)
- Employer Identification Number (EIN)
- Social Security Number (when required)
- Driver’s license or government-issued identification
- Bank account information
- Financial statements
- Bank statements
- Credit card statements
- Average bank balances
- Personal and business credit history
- Payment history
- Beneficial ownership information
- Other information reasonably necessary to evaluate financing applications or provide our services
We collect this information only when voluntarily provided by you or when necessary for legitimate business purposes.
Usage Information
When you access our website, we may automatically collect certain technical information, including:
- IP address
- Browser type and version
- Device type
- Operating system
- Internet service provider
- Pages visited
- Time spent on pages
- Referring website
- Exit pages
- Clickstream data
- Date and time of your visit
This information helps us improve website performance, enhance security, understand visitor behavior, and optimize user experience.
Cookies and Similar Technologies
Our website may use:
- Cookies
- Web beacons
- Pixel tags
- Local storage technologies
- Similar tracking technologies
These technologies help us:
- Remember your preferences
- Improve website functionality
- Analyze website traffic
- Measure marketing performance
- Detect fraud
- Enhance security
- Personalize your experience
Most browsers allow you to disable or delete cookies. Please note that disabling cookies may affect certain website functionality.
Information from Third Parties
We may receive information about you from trusted third-party sources, including:
- Credit reporting agencies
- Identity verification providers
- Business partners
- Financial institutions
- Public databases
- Marketing partners
- Fraud prevention services
We may combine information obtained from third parties with information collected directly from you.
How We Use Your Information
We use the information we collect for legitimate business purposes, including:
- Processing financing applications
- Verifying your identity
- Performing due diligence
- Evaluating eligibility for financing products
- Managing your account
- Providing customer support
- Responding to inquiries
- Processing payments
- Preventing fraud
- Detecting suspicious activity
- Protecting our systems
- Improving our products and services
- Conducting analytics
- Developing new products and features
- Sending administrative communications
- Sending promotional communications (where permitted by law)
- Personalizing your website experience
- Maintaining legal and regulatory compliance
- Enforcing our agreements and policies
- Conducting internal audits
- Performing accounting and reporting functions
- Fulfilling contractual obligations
- Any other purpose disclosed at the time information is collected
- Any purpose for which you provide your consent
Aggregated and Anonymous Information
We may aggregate or anonymize information so it can no longer identify individual users.
This information may be used for:
- Business analytics
- Market research
- Product development
- Website improvements
- Statistical reporting
- Marketing analysis
Aggregated information does not identify any individual and may be shared without restriction where permitted by law.
Sharing of Information
Change Funding Group values your privacy and does not sell your personal information to third parties.
We may share your information only as described in this Privacy Policy or as otherwise permitted or required by applicable law.
We may share your information with:
- Our affiliated companies and subsidiaries
- Banking partners and financial institutions involved in providing financing services
- Service providers who perform services on our behalf
- Technology providers
- Payment processors
- Identity verification providers
- Credit reporting agencies
- Fraud prevention partners
- Professional advisors, including attorneys, accountants, auditors, and consultants
- Government agencies or regulatory authorities when required by law
All third-party service providers are contractually obligated to safeguard your personal information and use it only for the purposes for which it was disclosed.
Situations Where We May Disclose Information
We may disclose your personal information when necessary to:
- Comply with applicable laws and regulations
- Respond to subpoenas, court orders, or legal process
- Respond to requests from law enforcement or government authorities
- Protect the rights, property, or safety of Change Funding Group, our customers, or others
- Detect, investigate, or prevent fraud, security incidents, or illegal activities
- Enforce our Terms of Service or other agreements
- Complete mergers, acquisitions, restructurings, financing transactions, asset sales, or other corporate transactions
- Protect against financial loss or business risk
- Fulfill any purpose disclosed to you when your information was collected
- Obtain your consent where required
Cookies and Tracking Technologies
Our website uses cookies and similar technologies to improve your browsing experience and help us better understand how visitors interact with our website.
These technologies may include:
- Browser Cookies
- Web Beacons
- Pixel Tags
- Local Storage
- Session Cookies
- Persistent Cookies
These technologies allow us to:
- Remember your preferences
- Keep you signed into secure areas
- Analyze website traffic
- Improve website functionality
- Personalize content
- Measure advertising effectiveness
- Prevent fraud
- Enhance website security
You can configure your browser to refuse cookies or notify you when cookies are being used. Please note that some features of our website may not function properly if cookies are disabled.
Browser Cookies
Cookies are small text files stored on your device by your web browser.
They help us recognize returning visitors, remember user preferences, improve website performance, and provide a more personalized browsing experience.
Most browsers allow you to delete or disable cookies through their settings.
Web Beacons and Pixel Tags
Our website and email communications may use web beacons, tracking pixels, or similar technologies.
These technologies help us understand:
- Website traffic
- User engagement
- Marketing campaign performance
- Email open rates
- Advertisement effectiveness
These technologies generally do not collect information that directly identifies you without combining it with other information.
Local Storage Technologies
Certain website features may use local storage or similar technologies to improve functionality and remember your preferences.
Unlike browser cookies, these technologies may be managed differently depending on your browser or device settings.
Do Not Track
Some web browsers include a “Do Not Track” feature that allows users to indicate a preference not to be tracked across websites.
Because there is currently no universally accepted standard for responding to Do Not Track signals, Change Funding Group does not guarantee that our website will respond to all such browser requests.
Third-Party Websites
Our website may contain links to third-party websites for your convenience.
These websites operate independently from Change Funding Group and have their own privacy policies and security practices.
We are not responsible for the privacy practices, content, or security of any third-party website. We encourage you to review the privacy policy and terms of any third-party website before providing personal information.
Your interactions with third-party websites are governed solely by their respective privacy policies.
Data Security
Change Funding Group is committed to protecting the security and confidentiality of your personal information. We maintain administrative, technical, and physical safeguards designed to protect your information against unauthorized access, disclosure, alteration, misuse, and destruction.
Information transmitted through our website is protected using industry-standard 256-bit Transport Layer Security (TLS) encryption, helping to ensure that sensitive information is securely transmitted between your browser and our servers.
When you submit sensitive information, such as financial details or personally identifiable information, we use appropriate encryption and security protocols to safeguard that data during transmission.
While we strive to protect your personal information using commercially reasonable security measures, no method of electronic transmission or internet storage is completely secure. As a result, we cannot guarantee absolute security. Any transmission of information to or from our website is at your own risk.
We encourage you not to transmit sensitive information, including Social Security numbers, banking credentials, or account numbers, through unsecured communication channels such as standard email.
Accessing or Updating Your Information
Keeping your information accurate and up to date helps us provide better service.
If you have created an account through our online portal, you may be able to review and update certain account information by logging into your account.
If you are unable to make changes online, or if you would prefer to request updates directly, please contact us using the information below.
Phone: +1 (646) 712-9995
We may request verification of your identity before processing any request to update or correct your personal information.
Changes to This Privacy Policy
Change Funding Group reserves the right to modify or update this Privacy Policy at any time.
If we make material changes, we will post the updated Privacy Policy on our website and revise the Last Updated date at the top of this page.
Any modifications become effective immediately upon posting unless otherwise stated.
Your continued use of our website or services following any changes constitutes your acceptance of the revised Privacy Policy.
We encourage you to review this page periodically to stay informed about how we protect your information.
Marketing Communications
You may choose to opt out of receiving promotional or marketing communications from Change Funding Group at any time.
To request removal from our marketing communications, please contact us using one of the methods below:
Phone: +1 (646) 712-9995
Please include your full name, business name (if applicable), email address, mailing address, and any relevant account information so we can accurately process your request.
Once your request has been verified, we will remove your information from our marketing distribution lists within a reasonable timeframe, subject to applicable legal requirements.
Please note that even if you opt out of marketing communications, we may still send you important transactional or administrative communications related to your account or services.
Contact Us
If you have any questions about this Privacy Policy, our privacy practices, or how we collect, use, or protect your information, please contact us.
Change Funding Group
Phone: +1 (646) 712-9995
We are committed to addressing your privacy-related questions and requests promptly and professionally.